Apply for limited fixed indemnity benefit plan with benefits as soon as the next day.
HOW IT WORKS
A Limited benefit medical policy provides fixed cash benefits to you for hospital stays and other medical costs which can be used to help pay for deductibles or other expenses not covered by your primary health coverage. It is a type of supplemental insurance and is designed to complement traditional health insurance, not replace it.
When you are admitted to a hospital or ICU for a covered sickness or injury, or need outpatient surgery, emergency room visits, or other medical services, the plan pays cash directly to you, so you can help pay off medical expenses that your regular health insurance may not cover.
There is no official open enrollment period, and you can apply anytime.
Payments made directly to you, not a hospital. Use the money however you decide.
There are no medical exams to take and no health questions to answer.
AVAILABLE BENEFITS*
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This advertisement is for Short-Term Medical, Indemnity, and Affordable Care Act (ACA) products.
Individuals can enroll in ACA plans outside designated enrollment periods only if specific conditions are met. Individuals can enroll in a Short Term Medical or Indemnity product if not met. Short-term and limited-benefit medical insurance are not part of the Affordable Care Act (Obamacare). They may not cover pre-existing conditions or all ten essential benefits. Limited Benefit Medical Indemnity Insurance is designed to provide additional benefits to supplement major medical insurance and may not be available in some states without proof of major medical insurance.
If you provide your contact information, a licensed insurance agent may contact you to help you enroll in a Short Term Medical, Indemnity, or ACA product from one of the carriers we represent. Enrollment is not obligated and depends on the plan’s contract renewal. We may direct you to our partner websites for additional assistance. It is essential to carefully review all policies before making a decision.
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