Find the right limited fixed indemnity benefit plan for you

Apply for limited fixed indemnity benefit plan with benefits as soon as the next day.

Find the right limited fixed indemnity benefit plan

HOW IT WORKS

How limited fixed indemnity benefit plans work

A Limited benefit medical policy provides fixed cash benefits to you for hospital stays and other medical costs which can be used to help pay for deductibles or other expenses not covered by your primary health coverage. It is a type of supplemental insurance and is designed to complement traditional health insurance, not replace it.

When you are admitted to a hospital or ICU for a covered sickness or injury, or need outpatient surgery, emergency room visits, or other medical services, the plan pays cash directly to you, so you can help pay off medical expenses that your regular health insurance may not cover.

Apply year round
Apply year round

There is no official open enrollment period, and you can apply anytime.

Use money however you choose
Use money however you choose

Payments made directly to you, not a hospital. Use the money however you decide.

Guaranteed Issue
Guaranteed Issue

There are no medical exams to take and no health questions to answer.

AVAILABLE BENEFITS*

Limited fixed indemnity benefit plan coverage

PAYABLE BENEFITS
  • Inpatient hospitalization
  • Inpatient and outpatient surgery
  • Outpatient laboratory procedures
  • Physician office visits
  • Preventive care such as routine physicals
LIMITATIONS OR EXCLUSIONS
  • Pre-existing conditions
  • Any non-medically necessary surgical procedures
  • Outpatient prescription medications
  • Intentional self-inflicted injuries
  • Mental and nervous disorders
*Benefits may vary and may not be available in all states.

Explore your options today!

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Insurance coverage we offer

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GENERAL DISCLAIMERS

HealthInsurance.com, LLC is a licensed insurance agency. CA License #0D10265. It is not a government agency, insurer, or medical provider.

This advertisement is for Short-Term Medical, Indemnity, and Affordable Care Act (ACA) products.

Individuals can enroll in ACA plans outside designated enrollment periods only if specific conditions are met. Individuals can enroll in a Short Term Medical or Indemnity product if not met. Short-term and limited-benefit medical insurance are not part of the Affordable Care Act (Obamacare). They may not cover pre-existing conditions or all ten essential benefits. Limited Benefit Medical Indemnity Insurance is designed to provide additional benefits to supplement major medical insurance and may not be available in some states without proof of major medical insurance.

If you provide your contact information, a licensed insurance agent may contact you to help you enroll in a Short Term Medical, Indemnity, or ACA product from one of the carriers we represent. Enrollment is not obligated and depends on the plan’s contract renewal. We may direct you to our partner websites for additional assistance. It is essential to carefully review all policies before making a decision.

This site is not affiliated with the government’s Health Insurance Marketplace website or any state government health insurance marketplace. We do not offer every plan available in your area. For more information on how we process your personal information, visit our website and review our privacy policy and notices.